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Life Long Learning Program

The Government of Canada’s Lifelong Learning Plan (LLP) allows Canadians to withdraw up to $10,000 in a calendar year from their registered retirement savings plans (RRSPs) to finance a full-time training or education program for themselves or a spouse or common-law partner.

  • Students who meet the LLP conditions every year may withdraw up to the maximum LLP RRSP amount until January of the fourth year after the year they make their first LLP withdrawal.
  • The maximum amount that can be borrowed from an RRSP under this program is $20,000 in total.
  • Canadians may not use the LLP to finance the training or education of their own children, or those of their spouse or common-law partner.
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